Insurance Conference Economic Analysis of Economic Insurance Law II

Kozminski University in Warsaw, Department of Economic and Commercial Law of the Faculty of Law and Administration of the University of Lodz and the International Union of Insurance Lawyers AIDA would like to invite you to the Insurance Conference

Economic Analysis of Economic Insurance Law II

,which will be held on November 5, 2024 in a hybrid formula, stationary at the University of Lodz.

Conference is free of charge.

The second edition of the Conference continues its mission to strengthen cooperation between lawyers and economists by using economic tools to analyze the law. The panels will include prominent specialists in the fields of civil law, commercial law, administrative law and business insurance law. During the discussions there will be an opportunity for experts and conference participants to exchange views. Conclusions and insights can be used in scientific and professional activities. 

Subject areas:

• customer protection in the insurance market,
• insurers' solvency and reporting obligations in the context of planned changes to the Solvency II Directive and the IRRD resolution,
• new technologies in insurance,
• problems of liquidation of insurance loss in jurisprudence,
• changes in compulsory insurance.

• Agenda

• 9:00 – 9:30 Registration
• 9:30 – 10:00 Opening of conference

• Prof. UŁ dr hab. M. Bogucka - Felczak, Dziekan Dean of the Faculty of Law and Administration of the University of Lodz  • Prof. dr hab. W.J. Katner, Retired Supreme Court judge  • Andrzej Maciążek, Vice President of the Board of the Polish Insurance Association • Łukasz Zoń, President of the Board of the Association of Polish Insurance and Reinsurance Brokers

• 10:00 – 11:00 Session I  

Panelists: • Dr. Jarosław Bełdowski (SGH) -  Law & Economics of Insurance – basic assumptions. • Prof. dr. hab. Michał Romanowski (UW) - On phenomenon of the nature of insurance contract – that is on shit happens and agency conflict. • Prof. ALK dr. hab. Katarzyna Malinowska - On preventive function of insurance in the technological era. • Prof. UŁ dr. hab. Bartosz Kucharski - Legal and economic justification of the estimation method of ascertaining insurance damages.

Chair: • Prof. UŁ dr. hab. A. Kappes (Chief of the Chair of Commercial Law, Insurances and Intellectual Property)

• 11:00 – 11:20 Coffee break
• 11:20 – 12:20 Session II

Panelists: • Prof. UŚ dr. hab. Mariusz Fras, Prof. UMK dr. hab. Damian Walczak - Behavioural determinants of clients’ attitudes on the insurance market and the implementation of IDD Directive. • Prof. UKSW dr. hab. Dariusz Fuchs -  Economic consequences of the gap in insurance consumer protection resulting. • Anna Wilczek (Chief in the Department of Insurance Distribution Oversight and Governance) - Client protection from the perspective of product oversight and governance. • Prof. UWr Edyta Rutkowska – Tomaszewska - Risk of non-compliance with the law of consumer (customer) protection of insurance services - law in books vs. law in action (review of the most important problems in the light of the practice of the President of UOKIKi and the Financial Ombudsman) - challenges for the future.

Chair: •  Prof. UEK dr. hab. Monika Szaraniec

• 12:20 – 12:40 Coffee break
• 12:40 – 13:40 Session III

Panelists: • Dr. Michał P. Ziemiak (UMK) -  20 years of application of the Law on compulsory insurances.  Look into the future from the perspective of Law&Economics. • Prof. UAM dr. hab. Marcin Orlicki - Is the vide scope of compulsory insurances rational? Remarks on the concept of use (motion) of a vehicle in the regulation of compulsory motor insurance. • Prof. UG dr. hab. Dorota Maśniak - Road accidents and the Law & Economics. • Prof. UAM dr. hab. Jakub Pokrzywniak  - Benefits of unifying jurisprudence in compensation cases.

Chair: • Prof. UŁ dr hab. Małgorzata Serwach

• 13:40 – 14:00 Coffee break
• 14:00 – 15:00 Session IV

Panelists: • Prof. UWE dr. hab. Ilona Kwiecień - Insurance gap resulting from underinsurance and principles of assessment of the insurance sum. • Dr. Dawid Rogoziński (UG) - Assesment of illegality of insurance contract clauses from the perspective of Law & Economics. • Dr. Kamil Szpyt (AFM) - Robotisation of the loss settlement with the use of systems of artificial intelligence - economic efficiency vs legal and regulatory challenges.  • Dr. Aneta Paleczna, mgr. Oskar Zgonina (UŚ) - Insurance in the era of climate change - legal and economic challenges.

Chair: • Prof. UŁ dr. hab. Szymon Byczko

• 15:00 – 16:00  Discussion panel and closing

Organizers